Post by fiweka1494 on Feb 27, 2024 2:21:25 GMT -6
In Brazil, payment via bank slip is second only to credit cards. The document is widely used due to its practicality and also because it is a safe means, both for those who pay and for those who receive. If you are one of the users of this billing system precisely because this is a safe method, it is important to understand everything about issuing a bill, especially one without registration, as there are still frauds involving this form of payment. Next, you will understand: • What is an unregistered Boleto • Why is an unregistered Boleto not safe • Is a Registered Boleto completely safe? • Three essential safety tips What is an unregistered bill? The boleto is a payment document or, also called, billing document, generated by a financial institution, which must be registered. However, as the document once had the possibility of being unregistered, it is common to talk about this model, but it is not safe. In short, the assignor (person making the charge) generates the document and the drawee makes the payment. For this transaction to be secure, the bank must have access to the personal data of each person involved, transferor and drawee.
This is what we call a registered bill , the collection document that contains the personal data (CPF, CNPJ, name, company name, etc.) of the person charging and the person paying. When this data is not available, it is called an unregistered bill. And we can say that this is the main difference between a registered bank slip and an unregistered one. However, there are others such as the amount charged by the bank and security risks. Follow the reading. Why is an unregistered bank slip not safe? As Business Owner Phone Numbers List it does not contain the personal data of those involved in the transaction, the unregistered bill is an easy document to be defrauded. Hackers can change the typeable data in the document and cause the amount to be transferred to his account, for example. When user data is not registered on the CIP (Interbank Payment Chamber) receivables centralizing platform, this type of fraud becomes easy. For this reason, Febraban (Brazilian Federation of Banks) recently prohibited the use of the document without proper registration. Because, despite being less secure, this was the model preferred by users, due to its practicality and also because it was cheaper, as it was free from bank fees.
Is the Registered Boleto completely safe? This is one of the safest payment methods, but it still requires attention. However, just take some essential precautions and you probably won't have any problems. See our safety tips below. 3 main security tips when using Boleto Bill security tips 1. Only use registered slips You may have already noticed, throughout this reading, that failing to register a bill is not safe. In any case, it is no longer permitted by law to use it. So, the only safe choice is the registered bill. To do this, you must provide the personal data of whoever is charging and who is paying the debt, so that the document is registered. 2. Check the data Your and your client's registration data are essential, so they must be well checked. Furthermore, advise your customers that, before making the payment, they also check the details. Mainly the amount they are paying and who the money will go to.
This is what we call a registered bill , the collection document that contains the personal data (CPF, CNPJ, name, company name, etc.) of the person charging and the person paying. When this data is not available, it is called an unregistered bill. And we can say that this is the main difference between a registered bank slip and an unregistered one. However, there are others such as the amount charged by the bank and security risks. Follow the reading. Why is an unregistered bank slip not safe? As Business Owner Phone Numbers List it does not contain the personal data of those involved in the transaction, the unregistered bill is an easy document to be defrauded. Hackers can change the typeable data in the document and cause the amount to be transferred to his account, for example. When user data is not registered on the CIP (Interbank Payment Chamber) receivables centralizing platform, this type of fraud becomes easy. For this reason, Febraban (Brazilian Federation of Banks) recently prohibited the use of the document without proper registration. Because, despite being less secure, this was the model preferred by users, due to its practicality and also because it was cheaper, as it was free from bank fees.
Is the Registered Boleto completely safe? This is one of the safest payment methods, but it still requires attention. However, just take some essential precautions and you probably won't have any problems. See our safety tips below. 3 main security tips when using Boleto Bill security tips 1. Only use registered slips You may have already noticed, throughout this reading, that failing to register a bill is not safe. In any case, it is no longer permitted by law to use it. So, the only safe choice is the registered bill. To do this, you must provide the personal data of whoever is charging and who is paying the debt, so that the document is registered. 2. Check the data Your and your client's registration data are essential, so they must be well checked. Furthermore, advise your customers that, before making the payment, they also check the details. Mainly the amount they are paying and who the money will go to.